Ways Of Giving

APPRECIATED SECURITIES

Securities Transfer Form

Securities such as stocks, bonds, and mutual funds make a wonderful gift. The tax savings to the donor can be significant.

• Selling stocks, mutual funds, and other securities that have appreciated in value generally result in taxable long-term capital gains if you have owned the securities for more than twelve months.
• Making a gift of appreciated securities to SAES avoids the capital gains tax.
• Making such a gift allows a donor who itemizes deductions to claim a charitable deduction for the full fair market value of the securities.
• Please consult your tax advisor for more information specific to your situation.

Your broker can transfer your securities shares electronically to St. Anne's. Please complete and submit our Securities Transfer Form to your broker for this purpose.

• As donors cannot be credited for unclaimed securities gifts, be certain to ask your broker to include your name as the donor on all securities transfers to SAES.
• The effective date of your gift will be the date the securities are posted to our school’s account.
• Stock transfers normally are completed within five business days. Mutual fund transfers may take four weeks, especially at year-end, due to additional paperwork required to complete the transfer. Contact your broker for details.
• As you consider the timing of your transfer, bear in mind that the tax year for most individuals ends December 31 and the SAES fiscal year ends June 30.

The IRA charitable rollover (QCD) offers multiple benefits for making gifts from your traditional or Roth IRA.

• You must be 70 ½ years or older at the time of the gift.

• Gifts must go directly from your IRA to St. Anne’s Episcopal School.

• Gifts must come from a traditional IRA or Roth IRA account.

• For 2024, total QCD gifts cannot exceed $105,000 per donor.

To make a gift from your IRA, contact your IRA administrator (for example Fidelity, Merrill Lynch, Schwab, Vanguard, etc.) and ask the representative to send a check in the amount you desire (up to $100,000) payable to St. Anne’s Episcopal School.

Click here if you would like a sample letter and instructions (PDF) for requesting a charitable distribution from your IRA administrator.

Checks should be mailed to:

St. Anne’s Episcopal School

Cheri Dipp-Hill

211 Silver Lake Road

Middletown, DE  19734

 

Benefits of an IRA Charitable Rollover Gift

• If you don’t itemize deductions and are not yet required to take your RMD, a QCD offers all of the benefits of an itemized income tax charitable deduction

• If you are age 73 or older and must take your RMD, a QCD can satisfy your RMD without increasing your income taxes.

• You may direct your gift to a program or area of your choice. 

• It is a wonderful way to create an immediate impact on St. Anne’s Episcopal School!

CORPORATE MATCHING GIFTS

Many corporations offer matching gift programs that can double or triple the value of your gift to SAES! What’s more, many employers will also match contributions by spouses, retirees, and trustees. Please contact your company’s Human Resources or Community Relations office for eligibility information and matching gift forms.

Parents can support the  Heron Fund by setting up a recurring gift. A recurring gift is a sustainable and easy way to benefit everyone in our community. Giving in increments allows you to contribute at the level you are comfortable, overtime making a big impact for St. Anne's! 

DONATE HERE